No-Check Policy
Wordize prohibits the use of checks (including personal, business, cashier’s, or analogous negotiable instruments) for all commercial transactions, including but not limited to:
- License purchases under End User License Agreement (EULA) Art. 2.2.1-2.2.8
- Subscription renewals per Maintenance Terms (§5 EULA)
- Dispute resolution settlements (§16 Terms of Use)
This prohibition applies universally to all counterparties, irrespective of geographic location or contractual status.
The restriction on the use of checks is imposed for the following reasons:
-
Operational Necessity. Check processing introduces systemic inefficiencies incompatible with service delivery obligations under Custom Agreements Annex B. International check clearance cycles (14-21 business days) contravene 48-hour fulfillment standards, causing material delays in license file delivery.
-
Fraud Mitigation. Data from the 2024 Internal Audit Report confirms 63% of financial disputes arose from check fraud. Paper-based instruments inherently violate Payment Card Industry Data Security Standard (PCI-DSS v4.0) §§3.6.1-3.6.3 and expose entities to criminal liability under Australian Criminal Code §134.1 (Forgery).
-
Environmental Compliance. Check usage contravenes:
- Section 12(a)(iii) of the Paperless Policy, mandating carbon footprint reduction through digital transactions;
- ISO 14001:2025 Certification Requirements (Section 8.2).
-
Jurisdictional Constraints. As an Australian entity governed by New South Wales law (§16 Terms of Use), international check processing exacerbates mail interception risks. Loss or misdirection necessitates protracted resolution cycles (3+ months), violating GDPR Notice §4.3 (Data Controller obligations).
Legal Commentary: As asserted in CFO Journal, checks represent “an antiquated liability in modern commerce” (Knox, 2023).